From basic protection to comprehensive plans, GuardMyWay offers a range of coverage types so you can choose exactly what fits your driving life and budget.
Essential
Covers the cost of repairing or replacing your vehicle after a crash, regardless of who is at fault. Ideal for drivers who want financial protection after collisions with other vehicles or objects.
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Required
Covers bodily injury and property damage expenses for other parties when you are at fault. This is the foundation of any auto insurance plan and required in most states.
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Popular
Protects your vehicle from damage not caused by collisions, including theft, vandalism, weather events, and falling objects. A broader safety net for your investment.
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Recommended
Protects you when the at-fault driver has no insurance or insufficient coverage. Covers your medical bills and vehicle damage so you are never left holding the bill.
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Add-On
Get help wherever you are. Towing, battery jumps, fuel delivery, tire changes, and lockout services available around the clock so you are never stranded.
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Best Value
Designed for drivers who want consistent, evolving coverage. Reward your safe driving habits with better rates and broader protection over an extended policy period.
Get a QuoteNot sure where to start? Our advisors help you think through every factor so your coverage is always on point.
The age, value, and condition of your car plays a major role in what coverage level makes financial sense.
Each state has minimum coverage requirements. We ensure your plan always meets or exceeds those standards.
How often you drive, where you drive, and your driving history all factor into the right mix of coverage.
We help you find the best coverage within your budget, never pushing more than what you genuinely need.
See exactly what each coverage type protects so you can make a confident, informed decision.
| What's Covered | Collision | Comprehensive | Liability | Uninsured | Roadside | Long-Term |
|---|---|---|---|---|---|---|
| Accident & Crash RepairDamage to your own vehicle | ||||||
| Third-Party Property DamageOther vehicle or property | ||||||
| Theft & VandalismNon-collision vehicle loss | ||||||
| Weather & Natural EventsHail, flood, falling objects | ||||||
| Medical & Injury ExpensesBodily injury coverage | ||||||
| Towing & Lockout ServicesOn-road emergency help | ||||||
| Uninsured Driver ProtectionWhen at-fault has no coverage | ||||||
| Rate Lock & Long-Term SavingsStable multi-year pricing |